Public Sector Employees, we have Mortgages designed for you
T&C applies
First time Buyers, Switchers & Movers up to 90% mortgages available
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Welcome to IrelandMortgages.com
Mortgages personalised for you. Learn more about our Mortgage services and what we can offer.
You can also opt to call us, email, or arrange a meeting. We also offer Video calls
Take the first steps towards your new home. Speak to our Mortgage Experts today! We’re Here to Help…
Getting Started
Here are a few helpful hints to know when planning the purchase of your new home…
First Time Buyer
Choosing the right mortgage provider for their new home is a daunting process if you are a First Time Buyer. Mortgage Providers differ in terms of their lending criteria so it is very important as a First Time Buyer that you get the most suitable mortgage offer.
Trading Up
Now that you have found your dream home and decided to move up the property ladder the next step is to secure the finance. When moving home, it is important that you search the market for the best possible mortgage offer.
Living Abroad
If you are an Irish Citizen living abroad and would like to purchase a property in Ireland, contact us today for a FREE assessment.
Living Abroad – we can secure a mortgage up to 65% LTV
Mortgage & Life Protection
Mortgage & Life Protection insurance is a life insurance policy designed to pay off your mortgage if you die during the term. It runs for the same length of time as your mortgage.
Get 2% of the value off your mortgage back in Cash.
And now 2% cash back on your mortgage repayment every single month until 2027.
Home Insurance
Buildings and contents insurance also known as home insurance. It is a combined insurance that will cover or replace any damage that might occur to your home or its contents, including loss.
Development Finance
In Property Development Finance, we deal with specialist funders and lenders who can arrange finance for small scale projects to very large projects. click to our criteria.
Are you employed in the Public Sector?
We have custom designed and attractive Mortgage packages, designed specifically for you.
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Borrow more based on your Salary Scale
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We can take your basic pay as two points up the salary scale
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Overpay an additional 20% off your mortgage in any 12 month period without penalty
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Overtime & Allowances Accepted
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Up to 90% loan to Value
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Up to 35 year term
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Flexible Repayment Options
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Mortgage Breaks throughout the term
Monthly cash-back based on a 3-year fixed high value mortgage rate of 3.65% APRC over a 25 year term and is paid until 2027. After year three, the fixed rate will mature to the prevailing Managed Variable Rate unless an alternative fixed rate is selected. This is an example and is provided for illustrative purposes only.
Why Not Try our Mortgage Calculators?
To help you out, Ireland Mortgages have put together some calculators which will help plan your mortgage situation to find out how much you can save or the cost of your mortgage with these quick calculators.
How the Mortgage Process works:
Here at Ireland Mortgages have simplified the mortgage process by guiding you through the following stages from arranging mortgage approval to closing your mortgage.
1. Appointment
2. Application
3. Approval
4. Loan Offer
5. Insurance
6. Closing
Arrange a Consultation
Our Mortgage Maker team are available to walk you through the required stages to ensure you are ready to make an application for your new home. Please fill-in the form and a member of our team will contact you to arrange a meeting. Thanks.
