Mortgage Rates
At IrelandMortgages.com, we have a selection of fixed and variable rates to choose from whether you are thinking of buying your First Home, Switching Lender, or Trading Up.
At IrelandMortgages.com, we have a selection of fixed and variable rates to choose from whether you are thinking of buying your First Home, Switching Lender, or Trading Up.
Lenders offering long-term fixed rates that will reduce over time depending on your loan to value (LTV) which is the amount you owe as a percentage of the value of your property. As you make repayments over time and your loan to value percentage goes down, we’ll move your rate down to match. You’ll have the peace of mind of knowing that your long-term fixed rate will only ever reduce and will never go up
You can pay back up to 10% of your outstanding mortgage balance, without early repayment charges, in every year of your fixed rate term. This lets you pay off your mortgage faster and you pay less interest in the long run
Want to move home during your fixed rate period? With traditional fixed rates, you might have to pay a fee if you want to break the fixed rate and take out a new loan. With our longer-term fixed rates, if you want to move home during your fixed rate period, you can take your existing rate with you.
Loan to Value (%): | 10 yr Fixed: | APRC: | 15 yr Fixed: | APRC: | 20 yr Fixed: | APRC: | 25 yr Fixed: | APRC: |
---|---|---|---|---|---|---|---|---|
50% or less | 2.40% | 2.53% | 2.40% | 2.47% | 2.50% | 2.55% | 2.65% | 2.71% |
60% or less | 2.40% | 2.58% | 2.40% | 2.48% | 2.50% | 2.55% | 2.65% | 2.71% |
70% or less | 2.55% | 2.70% | 2.55% | 2.63% | 2.65% | 2.71% | 2.80% | 2.86% |
80% or less | 2.65% | 2.78% | 2.65% | 2.73% | 2.75% | 2.81% | 2.90% | 2.96% |
90% or less | 2.85% | 2.98% | 2.85% | 2.93% | 2.95% | 3.02% | 2.99% | 3.06% |
The above rates are subject to terms and conditions.
If you have any question, please feel free browse the site. If you don't find the information you are looking for, our Advisors are available to assist you. You can call, email or arrange a meeting to discuss your needs.