Ireland Mortgages

Receive 2% of your mortgage back in cash

T&C applies

Ireland Mortgages

Up to 15% discount on mortgage protection for the full term

T&C applies

Ireland Mortgages

Securing 98% of our clients mortgage approvals

T&C applies

Right Home Deal

With so many good home loan deals available, we can cut the confusion and help you find the one that's right for you over the longer term.

Lender Choices

Our mortgage brokers across Ireland give you access to hundreds of great home loan deals including all the main lenders in Ireland.

Personal Consultation

By helping you find the right mortgage deal, we offer a face-to-face personal consultation so you will feel more comfortable dealing with us.

Excellent Support

We take the stress out of the process by doing all the legwork for you, from mortgage enquiry to closing we take you through the entire process.

Ireland Mortgages – providing you with a home

The maximum mortgage for First Time Buyers is 90%, for Trading Up is 80% and for Investors is between 50-70%.  As a general rule the amount you can borrow is 3.5 times your gross annual income, however there are exceptions to this rule.

You must be over 18 years of age and hold social security number.  Lending criteria, terms and conditions apply, for further information on how much you can borrow please contact us at Ireland Mortgages.


  • Excellent variable and fixed rate mortgage
  • Access to top financial institutions
  • Access to solicitors and surveyors who provide special fee
  • Mortgage protection cover that offers 15% off market rates
  • Think differently and ability to look at all opportunities to secure mortgage
  • Instant online insurance applications

When looking around for a mortgage, try and look beyond the interest rates. You should also think about the various features offered by different lenders, and how they fit in with your current and future plans.

There is a lot to consider when choosing the right mortgage for yourself. Fixed or variable interest rates, term, mortgage type, loan amount etc.  Small things can make a huge difference, which is why it pays to talk to a Mortgage Broker.

Mortgage Calculators Made Simple

Use our smart calculators to find out how much you can borrow and save

How the Mortgage Process works:

We at Ireland Mortgages have simplified the mortgage process by guiding you through the following stages from arranging mortgage approval to closing your mortgage.

Stage 1
Stage 2
Stage 3
Stage 4
Stage 5
Stage 6

Make an Appointment

It is important to sit down and discuss with one of our Advisors your requirements.  We will need you to provide or confirm a number of details in order for them to assess your case accurately. Once the Advisor has checked that you meet the criteria the next stage is to submit an application for approval to the chosen bank.

Application Submitted to Lender

In order to submit an application to the lender, you must meet their documentation requirements and in this regard we have provided a checklist of the required documentation along with the necessary application forms, declaration etc.  The Advisor will then review all documentation, put together a lending report and submit your case for approval to the lender.

Approval in Principle

Once the lender has underwritten your application and they are satisfied it meets with their criteria they will issue Approval in Principle, which will include conditions of approval.  This will then allow you to secure your property, once the property is secured we will then arrange a valuation to be done on the property and sent to the lender.  Once all Approval in Principle conditions are met, the bank will then move your application to the next stage which is Loan Offer.

Loan Offer

The bank will issue the loan offer along with a legal pack to your solicitor, you must contact your solicitor to arrange a time to meet and sign contracts along with other legal documentation.

Arrange Insurance

The next stage of the mortgage process is to arrange mortgage protection and home insurance. At this stage we will contact you to arrange quotations.

Mortgage Closing

The final part of the mortgage process is to ensure that all conditions set by the bank have been met.  Your solicitor will have returned the documentations to the lender for final sign-off. Once the lender is satisfied that all conditions of approval have been met by you, they will release the cheque to your solicitor to complete the buying process for your new home.

Get Moving with Ireland Mortgages

We will endeavour to secure the best mortgage deal for you