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Steps to Home Six Steps
The Steps to Home Six Step process is a guide that simply outlines the steps you need to follow to secure your new home. With this system you can liaise with your advisor with 24/7 access and track your application online to see what stage you are at in the process and what you need to do next.
Step 1 – Make an Enquiry
Once you have selected a mortgage advisor in your locality you must complete an initial enquiry form which allows our advisors provide you with free, independent advice and establish what products are right for you. Whether you are a First Time Buyer, Investor, or considering Trading up, Switching your mortgage or Refinancing, Irelandmortgages.com will help you get the best mortgage that suits your individual needs.
Step 2 – Submit your Mortgage Application
At this stage you are given a password to log onto the Steps to Home system and complete the application form online. With one application form your advisor will follow up with 12 of the top lenders in Ireland help you get the best mortgage that suits your individual needs. Learn more about Irelandmortgages.com mortgage products>>
Step 3 – Choose Additional Professional Services
Once your mortgage application is underway you can now select additional professional services such as a Solicitor, Surveyor, Snagger, or Valuer from our panel of professionals in your locality at a discounted, fixed rate. Once you complete the professional services enquiry form, the appropriate advisor will contact you directly.
Step 4 – Secure Pre-approval / Loan offer Conditions
The lender will approve your loan subject to a number of conditions. These conditions will vary for each application and must be adhered to before the lender will allow the cheque to issue. It is vital at this stage that you work with both your advisor and solicitor to ensure that all the conditions are satisfied in time for your mortgage closing.
Step 5 - Arrange your Insurance
When you buy a freehold property funded by a mortgage, you will need various types of insurances. Upon completion of the insurance enquiry form, our insurance specialists will offer a convenient comparison service to help you get the best Mortgage Protection, Home Insurance, Life Assurance, Income Protection products available at the best price and will advise you on what is most appropriate for your needs. Learn more about Irelandmortgages.com insurance products>>
Step 6 - Mortgage Closing
Our advisors will liaise with you until the final closing stages and will be the first to congratulate you when you receive your keys!
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