Property Development Finance
Property Development Finance

Property Development Finance

In Property Development Finance, we deal with specialist funders and lenders who can arrange finance for small scale projects to very large projects. See our criteria below:

Property Finance

We have non-restrictive lending criteria and take a bespoke approach to every opportunity presented by potential clients. Details of our general criteria are set out below. However to discuss your individual residential development finance needs in confidence on a one to one basis, contact us today.

Our Criteria:

  • Loan sizes from €1m – €20m
  • Full financing up to 100% on build cost
  • Up to 65% site acquisition finance
  • Lending on residential-led developments located in Dublin and Greater Dublin area
  • Asset re-finance/equity release available for sites already in ownership
  • Direct access to principal lenders, not an intermediary
New funding Product for Investment Purchases

If you are an investor looking to buy or re-finance a property, be it commercial, office or residential property with a rental potential. We can offer you 3 year money at 8% per annum with 4% rolled up at 3 years (if required). No development finance applicable. Please enquire at 01 6279495 or complete enquiry form.

Property Development Finance

  • Property Development Finance – Greater Dublin Area
  • Deal Assessed – credit history not assessed
  • Development finance from €350,000 to €5 million but may consider up to €10 million
  • Target – Dublin, Cork, Galway & Limerick City
  • Must have exit strategy
  • Interest Spread – paid over term rather than one lump sum
  • Experienced Property Development Team – with quick decision making

Investor Finance – Assets Only (Non Development)

  • €3 million to €20 million
  • 80% finance
  • 5 year terms
  • Interest rates from 7 – 9%
  • Commercial Investments/Re-finance

How the Mortgage Process works:

The mortgage process involves quiet a lot of documentation and we have set out below the different stages involved from arranging mortgage approval to closing your mortgage.

Stage 1
Stage 2
Stage 3
Stage 4
Stage 5
Stage 6

Make an Appointment

It is important to sit down or discuss with one of our Advisors your requirements.  They will need you to provide or confirm a number of details in order for them to assess your case accurately. Once the Advisor has checked that you meet the criteria the next stage is t submit an application for approval to the chosen bank.

Application Submitted to Lender

In order to submit an application to the lender, you must meet their documentation requirements and in this regard we have provided a checklist of the required documentation along with the necessary application forms, declaration etc.  The Advisor will then review all documentation, put together a lending report and submit your case for approval to the lender.

Approval in Principle

Once the lender has underwritten your application and they are satisfied it meets with their criteria they will issue Approval in Principle, which will include conditions of approval.  This will then allow you to secure your property, once the property is secured we will then have to arrange a valuation to be done on the property and sent to the lender.  Once all Approval in Principle conditions are meet the bank will then move your application to the next stage which is Loan Offer.

Loan Offer

The bank will issue the loan offer along with a legal pack to your solicitor, you must contact your solicitor to arrange time to meet to sign contracts and other legal documentation.

Arrange Insurance

The next stage of the mortgage process is to arrange mortgage protection and home insurance. At this stage we will contact you to arrange quotations.

Mortgage Closing

The final part of the mortgage process is to ensure that all conditions set by the bank have been met. Your solicitor will have returned the documentations to the lender for final sign-off. Once the lender is satisfied that all conditions of approval have been met by you, they will release the cheque to your solicitor to complete the buying process for your new home.

Warning: This is a non regulated service and is not covered by the Consumer Protection Code

Peace of mind is a call away

With our trusted friendly staff, easy paperwork, and a quick response for your Property Development Finance option in all 26 counties of Ireland; we will guarantee that you will be walking away with a smile on your face after dealing with us.

or call us on +353 1 627 9495

Our walk in office provides access to qualified mortgage brokers covering mortgages in all 26 counties of Ireland.

Get Moving with Ireland Mortgages

We will endeavour to secure the best mortgage deal for you