Buy to Let
Buy to Let

Buy To Let

Whether you are an established landlord, or this is your first Buy to Let property, we know it’s important for you to make the right investment decision.

Our Buy to Let mortgage is available to new and existing property investors looking for a flexible and tax-efficient mortgage. We will also lend to those wishing to refinance a property portfolio. Properties must be located in the Republic of Ireland and cannot be used as a principal private residence.

Buy to Let – our Mortgages are available to:

  • Individuals (up to 4 Individuals on a mortgage)
  • Companies (including Special Purpose Vehicles)

Individuals Buy to Let Investors

  • 5 to 15-year interest only option
  • 20 year Capital and Repayment option
  • Up to 70% Loan to Value (Loans up to €1m)
  • Up to 65% Loan to Value (Loans from €1m to €1.25m)
  • Minimum loan size €40,000 – Maximum loan size €1.25m
    Term 5 to 20 years
  • Minimum property value €80,000 with no maximum property value
  • Minimum age of applicants 21yrs. Maximum age on maturity 75 yrs.
  • Up to 4 applicants on each mortgage
  • An individual may be able to borrow up to:
    €4m – if the weighted average LTV < 50%
    €3m – if the weighted average LTV for all loans is >50% and <60%
    €2m – if the weighted average LTV for all loans is >60% and <70%

Average Variable Rate 4.87%

Company Buy to Let Investors

  • 10 year interest-only option
  • 20 year Capital and Repayment option
  • Up to 65% Loan to Value (Loans up to €1m)
  • Up to 60% Loan to Value (Loans from €1m to €1.25m)
  • Minimum loan size €40,000 – Maximum loan size €1.25m
  • Term 5 to 20 years
  • Minimum property value €80,000 with no maximum property value
  • An Individual /Company (SVP) may be able to borrow up to:
    €4m – if the weighted average LTV < 50%
    €3m – if the weighted average LTV for all loans is >50% and <60%
    €2m – if the weighted average LTV for all loans is >60% and <65%

Average Variable Rate 5.70%